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THIS DOCUMENT IS AN ELECTRONIC RECORD IN TERMS OF INFORMATION TECHNOLOGY ACT, 2000 AND RULES MADE THEREUNDER AS APPLICABLE AND THE AMENDED PROVISIONS PERTAINING TO ELECTRONIC RECORDS IN VARIOUS STATUTES AS AMENDED BY THE INFORMATION TECHNOLOGY ACT, 2000. THIS DOCUMENT IS PUBLISHED IN ACCORDANCE WITH THE PROVISIONS OF RULE 3 (1) OF THE INFORMATION TECHNOLOGY (INTERMEDIARIES GUIDELINES) RULES, 2011 THAT REQUIRE PUBLISHING THE RULES AND REGULATIONS, PRIVACY POLICY AND TERMS OF USE FOR ACCESS OR USAGE OF WEBSITE AND APPLICATION.
These terms of use ("Terms of Use") mandate the terms on which Users (as defined hereinbelow) access the onzawealth.com website (hereinafter collectively referred to as "Platform"), operated by Onza Financial Services Private Limited having its registered office at Level 3, North Block, Safina Towers, 3 Ali Asker Rd, Vasanth Nagar, Banaglore-560052, Karnataka, India (hereinafter referred to as "We" or "Our" or "Us" or "Company" or "Onza")and the Services (as defined hereinbelow), provided through the Platform. By even merely using the Platform, you shall be contracting with Onza and you signify your acceptance to the Terms of Use and other Company policies as posted on the Platform from time to time, which takes effect on the date on which you use the Services and create a legally binding arrangement to abide by the same.
Each User is requested to read the Terms of Use and relevant Company policies carefully prior to using the Platform or accessing any material, information or Services through the Platform. Your access to or use of the Platform (even when You do not avail of any services on the Platform) or availing of the Services shall signify your acceptance of the Terms of Use and Your agreement to be legally bound by the same. These Terms of Use do not alter in any way the terms or conditions of any other written agreement You may have with the Platform for other services.
By using the Platform, You hereby consent to the use of Your information as We have outlined in our Privacy Policy (the "Privacy Policy"), which is incorporated herein by reference. The Privacy Policy explains how We treat Your personal information when You access the Platform and use other ancillary services. Please review the Privacy Policy, which also governs your visit to the Platform, to understand Our practices. The personal information/data provided to Us by You during the course of usage of the Platform will be treated as strictly confidential and in accordance with the Privacy Policy and applicable laws and regulations.
1. Applicability
These Terms of Use applies to all the Users of the Platform including:
1.1. An individual who accesses on the Platform and/or a user or visitor of the Platform.
(collectively referred to as "You", "Your", or "Users").
These Terms of Use applies to all the Users of the Platform including:
1.1. An individual who accesses on the Platform and/or a user or visitor of the Platform.
(collectively referred to as "You", "Your", or "Users").
2. Services
2.1. You acknowledge that the Platform is a web-based service that enables You to access and engage with information, insights and facilitative offerings made available by the Company. The services made available on the Platform by the Company (collectively, the "Services") include, inter alia, the following:
2.1. You acknowledge that the Platform is a web-based service that enables You to access and engage with information, insights and facilitative offerings made available by the Company. The services made available on the Platform by the Company (collectively, the "Services") include, inter alia, the following:
- Wealth Strategy and Investment Design: provision of general information, educational content and high-level perspectives relating to financial planning approaches and investment concepts, without providing any personalised or regulated advice.
- Wealth Preservation and Generational Transition: sharing of informational materials and frameworks relating to long-term wealth continuity and succession considerations.
- Global Wealth Presence and Real-Asset Perspective: dissemination of market-level insights and thematic information relating to global assets and real-asset classes.
- Private Capital and Alternative Access: facilitation of access to informational content and introductions to third-party opportunities, where applicable, without recommendation, solicitation, or advice.
3. Acceptance of Terms of Use
3.1. Use of and access to the Platform is offered to You upon the condition of acceptance of all the terms, conditions and notices contained in these Terms of Use, along with any amendments made by the Company at its sole discretion and posted on the Platform. By (i) using this Platform or any Services in any way; or (ii) merely browsing the Platform, You agree that You have read, understood and agreed to be bound by these Terms of Use.
3.1. Use of and access to the Platform is offered to You upon the condition of acceptance of all the terms, conditions and notices contained in these Terms of Use, along with any amendments made by the Company at its sole discretion and posted on the Platform. By (i) using this Platform or any Services in any way; or (ii) merely browsing the Platform, You agree that You have read, understood and agreed to be bound by these Terms of Use.
4. Eligibility to Use
4.1. The Platform and the Services are not available to minors i.e. persons under the age of 18 (eighteen) years or to any Users suspended or removed by the Company for any reason whatsoever. You represent that You are of legal age to form a binding contract and are not a person barred from receiving Our Services under the applicable laws.
4.2. The Company reserves the right to refuse access to the Platform or Services to new Users or to terminate access granted to existing User(s) at any time without according any reasons for doing so. There shall be a definitive set of compliances that each User shall be required to abide to and such compliances or any changes thereto shall be communicated by the Company to the User from time to time.
4.1. The Platform and the Services are not available to minors i.e. persons under the age of 18 (eighteen) years or to any Users suspended or removed by the Company for any reason whatsoever. You represent that You are of legal age to form a binding contract and are not a person barred from receiving Our Services under the applicable laws.
4.2. The Company reserves the right to refuse access to the Platform or Services to new Users or to terminate access granted to existing User(s) at any time without according any reasons for doing so. There shall be a definitive set of compliances that each User shall be required to abide to and such compliances or any changes thereto shall be communicated by the Company to the User from time to time.
5. Use of the Platform
5.1. Subject to compliance with the Terms of Use, the Company grants You a non-exclusive, revocable, limited privilege to access and use the Platform. You agree to use the Platform and the materials provided therein only: (a) for purposes that are permitted by the Terms of Use; (b) for purposes for which the Platform is meant to be used; and (b) in accordance with any applicable law, regulation or generally accepted practices or guidelines. You agree not to engage in activities that may adversely affect the use of the Platform.
5.2. You agree not to access (or attempt to access) the Platform and the materials or Services by any means other than through the interface that is provided by the Company. You shall not use any deep-link, robot, spider or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Platform or Content (as defined hereinbelow), or in any way reproduce or circumvent the navigational structure or presentation of the Platform, materials or any Content, to obtain any materials, bookings, documents or information through any means not specifically made available through the Platform.
5.3. If the Platform allows You to post and upload any material on the Platform, You hereby undertake to ensure that such material is not offensive and is in accordance with applicable laws. All material added, created, uploaded, submitted, distributed, or posted to the Platform by You is Your sole responsibility. The Company reserves the right to review any information provided/data uploaded, if any, by You on the Platform and delete any information/data that is inconsistent with these Terms of Use.
5.1. Subject to compliance with the Terms of Use, the Company grants You a non-exclusive, revocable, limited privilege to access and use the Platform. You agree to use the Platform and the materials provided therein only: (a) for purposes that are permitted by the Terms of Use; (b) for purposes for which the Platform is meant to be used; and (b) in accordance with any applicable law, regulation or generally accepted practices or guidelines. You agree not to engage in activities that may adversely affect the use of the Platform.
5.2. You agree not to access (or attempt to access) the Platform and the materials or Services by any means other than through the interface that is provided by the Company. You shall not use any deep-link, robot, spider or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Platform or Content (as defined hereinbelow), or in any way reproduce or circumvent the navigational structure or presentation of the Platform, materials or any Content, to obtain any materials, bookings, documents or information through any means not specifically made available through the Platform.
5.3. If the Platform allows You to post and upload any material on the Platform, You hereby undertake to ensure that such material is not offensive and is in accordance with applicable laws. All material added, created, uploaded, submitted, distributed, or posted to the Platform by You is Your sole responsibility. The Company reserves the right to review any information provided/data uploaded, if any, by You on the Platform and delete any information/data that is inconsistent with these Terms of Use.
5.4. Further, You undertake not to:
- defame, abuse, harass, threaten or otherwise violate the legal rights of others;
- publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information;
- copy, republish, post, display, translate, transmit, reproduce or distribute any Content through any medium without obtaining the necessary authorization from the Company;
- upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of the Platform or another's computer or provide you undue advantage or benefit in purchasing goods / availing services;
- engage in any activity that interferes with or disrupts access to the Platform or Services or the Content (or the servers and networks which are connected to the Platform);
- attempt to gain unauthorized access to any portion or feature of the Platform, any other systems or networks connected to the Platform, to any Company server, or to any of the Services offered on or through the Platform, by hacking, password mining or any other illegitimate means;
- probe, scan or test the vulnerability of the Platform or any network connected to the Platform, nor breach the security or authentication measures on the Platform or any network connected to the Platform. You may not reverse look-up, trace or seek to trace any information on any other User, of or visitor to, the Platform, to its source, or exploit the Content, Platform or Services or information made available or offered by or through the Platform, in any way whether or not the purpose is to reveal any information, including but not limited to personal identification information, other than Your own information, as provided on the Platform;
- disrupt or interfere with the security of, or otherwise cause harm to, the Platform, systems resources, accounts, passwords, servers or networks connected to or accessible through the Platform or any affiliated or linked sites;
- collect or store data about other Users in connection with the prohibited conduct and activities set forth in this Section;
- use any device or software to interfere or attempt to interfere with the proper working of the Platform or any transaction being conducted on the Platform, or with any other person's use of the Platform;
- use the Platform or any material or Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of the Company or other third parties;
- falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded;
- violate any applicable laws or regulations for the time being in force within or outside India or anyone's right to privacy or personality;
- violate the Terms of Use contained herein or elsewhere; and
- reverse engineer, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or software obtained from the Platform.
5.5. Except as expressly indicated herein, the Company hereby grants You a non-exclusive, freely revocable, non-transferable access to view any Content available on the Platform, subject to the following conditions:
- You may access the Content solely for personal and internal purposes, in accordance with the Terms of Use;
- You may not modify or alter the Content available on the Platform; and
- You may not remove any text, copyright or other proprietary notices contained in the Content downloaded from the Platform.
6. Intellectual Property Rights
6.1. The Platform and the processes and their selection and arrangement, including but not limited to, all text, videos, graphics, user interfaces, Images, photos, visual interfaces, sounds and music (if any), artwork and computer code (and any combinations thereof) (collectively, the "Content") on the Platform is owned and controlled by the Company and the design, structure, selection, coordination, expression, look and feel and arrangement of such Content is protected by copyright, patent and trademark laws and various other intellectual property rights.
6.2. The trademarks, logos and service marks displayed on the Platform ("Marks") are the property of the Company and / or other respective third parties, as the case may be. You are not permitted to use the Marks without the prior consent of the Company or the third party that may own the Marks.
6.1. The Platform and the processes and their selection and arrangement, including but not limited to, all text, videos, graphics, user interfaces, Images, photos, visual interfaces, sounds and music (if any), artwork and computer code (and any combinations thereof) (collectively, the "Content") on the Platform is owned and controlled by the Company and the design, structure, selection, coordination, expression, look and feel and arrangement of such Content is protected by copyright, patent and trademark laws and various other intellectual property rights.
6.2. The trademarks, logos and service marks displayed on the Platform ("Marks") are the property of the Company and / or other respective third parties, as the case may be. You are not permitted to use the Marks without the prior consent of the Company or the third party that may own the Marks.
7. Disclaimers and Liability
You expressly understand and agree that, to the maximum extent permitted by applicable law:
7.1. The Platform, Services and other Content provided by the Company is on an "as is" basis without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, the Company makes no warranty that (i) the Platform or the Services or the Content will meet Your requirements or Your use of the Platform or the Services will be uninterrupted, timely, secure or error-free; (ii) the results that may be obtained from the use of the Platform, or Services will be effective, accurate or reliable; (iii) the quality of the Platform or Services or Content will meet Your expectations; or (iv) any errors or defects in the Platform or Services or Content will be corrected. No advice or information, whether oral or written, obtained by You from the company or through use of the Services shall create any warranty not expressly stated in the Terms of Use.
7.2. The Company will have no liability related to any user Content arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. The Company also disclaims all liability with respect to the misuse, loss, modification or unavailability of any user Content.
7.3. The Company will not be liable for any loss that You may incur as a consequence of unauthorized use of Your Account or Account information in connection with the Platform or Services, either with or without your knowledge.
7.4. The Company has endeavored to ensure that all the information on the Platform is correct, but the Company neither warrants nor makes any representations regarding the quality, accuracy or completeness of any data, information, or Services. The Company shall not be responsible for the delay or inability to use the Platform or related functionalities, the provision of or failure to provide functionalities, or for any information, software, functionalities and related graphics obtained through the Platform, or otherwise arising out of the use of the Platform, whether based on contract, tort, negligence, strict liability or otherwise. Further, the Company shall not be held responsible for non-availability of the Platform during periodic maintenance operations or any unplanned suspension of access to the Platform that may occur due to technical reasons or for any reason beyond the Company's control. You understand and agree that any material or data or Content downloaded or otherwise obtained through the Platform is done entirely at Your own discretion and risk and that You will be solely responsible for any damage to Your computer systems or loss of data that results from the download of such material or data.
7.5. The charges indicated on the Platform for the Services will be as determined by the Company and is excluding taxes and other applicable charges as mentioned on the Platform. The charges and Services may change at the Company's sole discretion and the Company and Partners do not guarantee that the charges will be the lowest in the city, region or geography or if the products / services will be available for delivery / performance at all times.
7.6. The Company states and claims that they shall NOT BE RESPONSIBLE for all and any liabilities arising out as a consequence of any unauthorised use of debit or credit card.
7.7. The Company reserves its right to alter/ withdraw/ extend any offers/ promotions at any time without giving any prior notice & without assigning any reason whatsoever.
You expressly understand and agree that, to the maximum extent permitted by applicable law:
7.1. The Platform, Services and other Content provided by the Company is on an "as is" basis without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, the Company makes no warranty that (i) the Platform or the Services or the Content will meet Your requirements or Your use of the Platform or the Services will be uninterrupted, timely, secure or error-free; (ii) the results that may be obtained from the use of the Platform, or Services will be effective, accurate or reliable; (iii) the quality of the Platform or Services or Content will meet Your expectations; or (iv) any errors or defects in the Platform or Services or Content will be corrected. No advice or information, whether oral or written, obtained by You from the company or through use of the Services shall create any warranty not expressly stated in the Terms of Use.
7.2. The Company will have no liability related to any user Content arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. The Company also disclaims all liability with respect to the misuse, loss, modification or unavailability of any user Content.
7.3. The Company will not be liable for any loss that You may incur as a consequence of unauthorized use of Your Account or Account information in connection with the Platform or Services, either with or without your knowledge.
7.4. The Company has endeavored to ensure that all the information on the Platform is correct, but the Company neither warrants nor makes any representations regarding the quality, accuracy or completeness of any data, information, or Services. The Company shall not be responsible for the delay or inability to use the Platform or related functionalities, the provision of or failure to provide functionalities, or for any information, software, functionalities and related graphics obtained through the Platform, or otherwise arising out of the use of the Platform, whether based on contract, tort, negligence, strict liability or otherwise. Further, the Company shall not be held responsible for non-availability of the Platform during periodic maintenance operations or any unplanned suspension of access to the Platform that may occur due to technical reasons or for any reason beyond the Company's control. You understand and agree that any material or data or Content downloaded or otherwise obtained through the Platform is done entirely at Your own discretion and risk and that You will be solely responsible for any damage to Your computer systems or loss of data that results from the download of such material or data.
7.5. The charges indicated on the Platform for the Services will be as determined by the Company and is excluding taxes and other applicable charges as mentioned on the Platform. The charges and Services may change at the Company's sole discretion and the Company and Partners do not guarantee that the charges will be the lowest in the city, region or geography or if the products / services will be available for delivery / performance at all times.
7.6. The Company states and claims that they shall NOT BE RESPONSIBLE for all and any liabilities arising out as a consequence of any unauthorised use of debit or credit card.
7.7. The Company reserves its right to alter/ withdraw/ extend any offers/ promotions at any time without giving any prior notice & without assigning any reason whatsoever.
8. Indemnification and Limitation of Liability
8.1. You agree to indemnify, defend and hold harmless the Company and its affiliates including but not limited to its (and its affiliates') officers, directors, employees, consultants, agents, associates, subsidiaries, holding companies, on the Platform ("Indemnified Parties") from and against any and all losses, liabilities, claims, damages, demands, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by the Indemnified Parties that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by You pursuant to these Terms of Use. Further, You agree to hold the Indemnified Parties harmless against any claims made by any third party due to, or arising out of, or in connection with, Your use of the Platform or Services or Content, any misrepresentation with respect to the data or information provided by You, Your violation of the Terms of Use, or Your violation of any rights of another, including any intellectual property rights.
8.2. Subject to clause 8.3, the Indemnified Parties shall not have any liability to You or to any third party for any direct, indirect, punitive, incidental, special or consequential damages or for any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the access, use or performance of the Platform functions and features or for interruptions, delay, etc., even if we were advised of the possibility of damages resulting from the cost of getting substitute facilities on the platform, any products, data, information or services purchased or obtained or messages received or transactions entered into through or from the Platform, unauthorised access to or alteration of Your transmissions or data statements or conduct of anyone on the platform, or inability to use the platform, the provision of or failure to provide the functions and features, whether based on contract, tort, negligence, strict liability or otherwise. To the maximum extent permitted by law, You waive, release, discharge and hold harmless the Indemnified Parties, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of Your use of the platform. This clause shall survive in perpetuity.
8.3. In addition and without limiting the foregoing, to the fullest extent permitted by applicable law, in no event will Indemnified Parties aggregate liability arising out of or in connection with these Terms of Use or the services rendered hereunder, whether in contract, tort (including negligence, product liability, or other theory), warranty, or otherwise, exceed the amount of actual fees charged from You.
8.4. If applicable law does not permit the exclusion of certain warranties or the limitation or exclusion of liability, the scope and duration of such warranty exclusions and the extent of the liability of Company shall be the minimum permitted under applicable law.
8.1. You agree to indemnify, defend and hold harmless the Company and its affiliates including but not limited to its (and its affiliates') officers, directors, employees, consultants, agents, associates, subsidiaries, holding companies, on the Platform ("Indemnified Parties") from and against any and all losses, liabilities, claims, damages, demands, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by the Indemnified Parties that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by You pursuant to these Terms of Use. Further, You agree to hold the Indemnified Parties harmless against any claims made by any third party due to, or arising out of, or in connection with, Your use of the Platform or Services or Content, any misrepresentation with respect to the data or information provided by You, Your violation of the Terms of Use, or Your violation of any rights of another, including any intellectual property rights.
8.2. Subject to clause 8.3, the Indemnified Parties shall not have any liability to You or to any third party for any direct, indirect, punitive, incidental, special or consequential damages or for any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the access, use or performance of the Platform functions and features or for interruptions, delay, etc., even if we were advised of the possibility of damages resulting from the cost of getting substitute facilities on the platform, any products, data, information or services purchased or obtained or messages received or transactions entered into through or from the Platform, unauthorised access to or alteration of Your transmissions or data statements or conduct of anyone on the platform, or inability to use the platform, the provision of or failure to provide the functions and features, whether based on contract, tort, negligence, strict liability or otherwise. To the maximum extent permitted by law, You waive, release, discharge and hold harmless the Indemnified Parties, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of Your use of the platform. This clause shall survive in perpetuity.
8.3. In addition and without limiting the foregoing, to the fullest extent permitted by applicable law, in no event will Indemnified Parties aggregate liability arising out of or in connection with these Terms of Use or the services rendered hereunder, whether in contract, tort (including negligence, product liability, or other theory), warranty, or otherwise, exceed the amount of actual fees charged from You.
8.4. If applicable law does not permit the exclusion of certain warranties or the limitation or exclusion of liability, the scope and duration of such warranty exclusions and the extent of the liability of Company shall be the minimum permitted under applicable law.
9. Third Party Content
9.1. We cannot and will not assure that other Users and Third Party Service Providers are or will be complying with the foregoing rules or any other provisions of these Terms of Use and, as between You and Us, You hereby assume all risk of harm or injury resulting from any such lack of compliance. You acknowledge that when You access a link that leaves the Platform, the site you will enter into is not controlled by Us and different terms of use and privacy policy may apply. By assessing links to other sites, you acknowledge that We are not responsible for those sites. We reserve the right to disable links to and / or from third-party sites to the Platform, although We are under no obligation to do so.
9.1. We cannot and will not assure that other Users and Third Party Service Providers are or will be complying with the foregoing rules or any other provisions of these Terms of Use and, as between You and Us, You hereby assume all risk of harm or injury resulting from any such lack of compliance. You acknowledge that when You access a link that leaves the Platform, the site you will enter into is not controlled by Us and different terms of use and privacy policy may apply. By assessing links to other sites, you acknowledge that We are not responsible for those sites. We reserve the right to disable links to and / or from third-party sites to the Platform, although We are under no obligation to do so.
10. User Comments, Feedback and Other Submissions
10.1. If, at the Company's request, You send certain specific submissions or without a request from Us, You send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), You agree that We may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that You forward to us. We shall be under no obligation (a) to maintain any comments in confidence; (b) to pay compensation for any comments; or (c) to respond to any comments.
10.2. You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that Your comments will not contain libellous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments You make and their accuracy. We take no responsibility and assume no liability for any comments posted by You or any third-party.
10.3. You are granting perpetual, non-revocable, worldwide, royalty-free and sub-licensable right and license to the Company and its service providers, any information, data, passwords, materials or other content (collectively, "User Content") You provide through or to the service. Company and service providers of Company may use, reproduce, modify, display, distribute and create new material using such Content to provide the service to You. We may also use, sell, licence, reproduce, distribute and disclose aggregate, non-personally identifiable information that is derived through Your use of the service. By submitting User Content, You automatically agree, or promise that the owner of such User Content has expressly agreed that, without any particular time limit and without the payment of any fees, the Company and its third-party service provider may use the User Content for the purposes set out above and You further represent and warrant that You own or otherwise control all of the rights to the User Content that You post or that You otherwise provide on or through the Platform; and that, as at the date that the User Content is posted or submitted on the Platform: (i) the User Content is accurate; (ii) use of the User Content you supply does not breach these Terms of Use; and (iii) that such User Content is lawful.
10.1. If, at the Company's request, You send certain specific submissions or without a request from Us, You send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), You agree that We may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that You forward to us. We shall be under no obligation (a) to maintain any comments in confidence; (b) to pay compensation for any comments; or (c) to respond to any comments.
10.2. You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that Your comments will not contain libellous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments You make and their accuracy. We take no responsibility and assume no liability for any comments posted by You or any third-party.
10.3. You are granting perpetual, non-revocable, worldwide, royalty-free and sub-licensable right and license to the Company and its service providers, any information, data, passwords, materials or other content (collectively, "User Content") You provide through or to the service. Company and service providers of Company may use, reproduce, modify, display, distribute and create new material using such Content to provide the service to You. We may also use, sell, licence, reproduce, distribute and disclose aggregate, non-personally identifiable information that is derived through Your use of the service. By submitting User Content, You automatically agree, or promise that the owner of such User Content has expressly agreed that, without any particular time limit and without the payment of any fees, the Company and its third-party service provider may use the User Content for the purposes set out above and You further represent and warrant that You own or otherwise control all of the rights to the User Content that You post or that You otherwise provide on or through the Platform; and that, as at the date that the User Content is posted or submitted on the Platform: (i) the User Content is accurate; (ii) use of the User Content you supply does not breach these Terms of Use; and (iii) that such User Content is lawful.
11. Violation of the Terms of Use
11.1. You agree that any violation by You of these Terms of Use will constitute an unlawful and unfair business practice and will cause irreparable harm to the Company, Third-Party Service Providers, as the case may be, for which monetary damages would be inadequateand You consent to the Company obtaining any injunctive or equitable relief that they deem necessary or appropriate in such circumstances. These remedies are in addition to any other remedies that the Company obtaining may have at law or in equity. If the Company takes any legal action against You as a result of Your violation of these Terms of Use, they will be entitled to recover from You and You agree to pay, all reasonable attorneys' fees and costs of such action, in addition to any other relief that may be granted.
11.1. You agree that any violation by You of these Terms of Use will constitute an unlawful and unfair business practice and will cause irreparable harm to the Company, Third-Party Service Providers, as the case may be, for which monetary damages would be inadequateand You consent to the Company obtaining any injunctive or equitable relief that they deem necessary or appropriate in such circumstances. These remedies are in addition to any other remedies that the Company obtaining may have at law or in equity. If the Company takes any legal action against You as a result of Your violation of these Terms of Use, they will be entitled to recover from You and You agree to pay, all reasonable attorneys' fees and costs of such action, in addition to any other relief that may be granted.
12. Suspension or Termination
12.1. The Terms of Use will continue to apply until terminated by either You or the Company as set forth below. If You object to the Terms of Use or are dissatisfied with the Platform, Your only recourse is to stop accessing the Platform.
12.2. The Company may delist You or block Your future access to the Platform or suspend or terminate your access if it believes, in its sole and absolute discretion that you have infringed, breached, violated, abused, or unethically manipulated or exploited any term of these Terms of Use or anyway otherwise acted unethically. Notwithstanding anything in this clause, these Terms of Use will survive indefinitely unless and until the Company chooses to terminate them.
12.3. If You or the Company terminate Your use of the Platform, the Company may delete any Content or other materials relating to Your use of the Services and the Company shall have no liability to You or any third party for doing so. However, your transactions details may be preserved by the Company for purposes of tax or regulatory compliance.
12.1. The Terms of Use will continue to apply until terminated by either You or the Company as set forth below. If You object to the Terms of Use or are dissatisfied with the Platform, Your only recourse is to stop accessing the Platform.
12.2. The Company may delist You or block Your future access to the Platform or suspend or terminate your access if it believes, in its sole and absolute discretion that you have infringed, breached, violated, abused, or unethically manipulated or exploited any term of these Terms of Use or anyway otherwise acted unethically. Notwithstanding anything in this clause, these Terms of Use will survive indefinitely unless and until the Company chooses to terminate them.
12.3. If You or the Company terminate Your use of the Platform, the Company may delete any Content or other materials relating to Your use of the Services and the Company shall have no liability to You or any third party for doing so. However, your transactions details may be preserved by the Company for purposes of tax or regulatory compliance.
13. Governing Law
13.1. These Terms of Use shall be governed by and constructed in accordance with the laws of India without reference to conflict of laws principles and disputes arising in relation hereto shall be subject to the exclusive jurisdiction of courts, tribunals, fora, applicable authorities at Bangalore.
13.1. These Terms of Use shall be governed by and constructed in accordance with the laws of India without reference to conflict of laws principles and disputes arising in relation hereto shall be subject to the exclusive jurisdiction of courts, tribunals, fora, applicable authorities at Bangalore.
14. Report Abuse and Grievance Redressal
14.1. In the event You come across any abuse or violation of these Terms of Use or if You become aware of any objectionable content on the Platform or if You wish to report a grievance regarding the Platform or Services please report the same to the following e-mail id: grievance@onzawealth.com. Please provide us with a detailed description of the complaint/grievance to ensure any issue is resolved and understood by the Company to its full extent.
14.2. We shall endeavor to resolve all Your grievances at the earliest. We shall send an acknowledgement pertaining to all Your grievances and a mail pertaining to its resolution within a reasonable period of time. Once resolved, a grievance will be treated as closed if You communicate Your acceptance of the response received from the customer care team or where You fail to respond to the response received from the customer care team within 30 (thirty) days.
14.3. If you are not satisfied with the response received from the customer care team you can escalate the matter to the Grievance Officer appointed on the Platform in compliance with the applicable laws. The Grievance Officer will respond within 7 (seven) working days of receipt of your email. The details of the Grievance Officer is as follows:
14.1. In the event You come across any abuse or violation of these Terms of Use or if You become aware of any objectionable content on the Platform or if You wish to report a grievance regarding the Platform or Services please report the same to the following e-mail id: grievance@onzawealth.com. Please provide us with a detailed description of the complaint/grievance to ensure any issue is resolved and understood by the Company to its full extent.
14.2. We shall endeavor to resolve all Your grievances at the earliest. We shall send an acknowledgement pertaining to all Your grievances and a mail pertaining to its resolution within a reasonable period of time. Once resolved, a grievance will be treated as closed if You communicate Your acceptance of the response received from the customer care team or where You fail to respond to the response received from the customer care team within 30 (thirty) days.
14.3. If you are not satisfied with the response received from the customer care team you can escalate the matter to the Grievance Officer appointed on the Platform in compliance with the applicable laws. The Grievance Officer will respond within 7 (seven) working days of receipt of your email. The details of the Grievance Officer is as follows:
- Grievance Redressal Officer: Savithri Sreeram
- Email: grievance@onzawealth.com
- Phone No: +91 90362 54855
15. Communications
15.1. You hereby expressly agree to receive communications by way of SMS and/or e-mails from the Company, Vendors and other third parties relating to the Services provided through the Platform. You can unsubscribe/ opt-out from receiving communications through SMS and e-mail anytime by e-mailing to info@onzawealth.com or contacting our Grievance Officer. However, this may limit the extent of Services that you can avail.
15.1. You hereby expressly agree to receive communications by way of SMS and/or e-mails from the Company, Vendors and other third parties relating to the Services provided through the Platform. You can unsubscribe/ opt-out from receiving communications through SMS and e-mail anytime by e-mailing to info@onzawealth.com or contacting our Grievance Officer. However, this may limit the extent of Services that you can avail.
16. General Provisions
16.1. Notice: All notices from the Company will be served by email to Your registered email address or by general notification on the Platform. Any notice provided to the Company pursuant to the Terms of Use should be sent to info@onzawealth.com or to our Grievance Officer with subject line - Attention: TERMS OF USE.
16.2. Assignment: You cannot assign or otherwise transfer the Terms of Use, or any rights granted hereunder to any third party. The Company's rights under the Terms of Use are freely transferable by the Company to any third party without the requirement of seeking Your consent.
16.3. Severability: If, for any reason, a court of competent jurisdiction finds any provision of the Terms of Use, or any portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to give effect to the intent of the parties as reflected by that provision and the remainder of the Terms of Use shall continue in full force and effect.
16.4. Waiver: Any failure by the Company to enforce or exercise any provision of the Terms of Use, or any related right, shall not constitute a waiver by the Company of that provision or right.
16.5. Upgrades: The Platform may be under upgrades and there might be times where some or all functions may not be operational.
16.6. Modification and Acceptance: The Company retains an unconditional right to modify or amend this Terms of Use without any requirement to notify You of the same. It shall be Your responsibility to check this Terms of Use periodically for changes. Your continued use of the Platform following the posting of changes to this Terms of Use on the Platform, will constitute Your consent and acceptance of those changes.
16.1. Notice: All notices from the Company will be served by email to Your registered email address or by general notification on the Platform. Any notice provided to the Company pursuant to the Terms of Use should be sent to info@onzawealth.com or to our Grievance Officer with subject line - Attention: TERMS OF USE.
16.2. Assignment: You cannot assign or otherwise transfer the Terms of Use, or any rights granted hereunder to any third party. The Company's rights under the Terms of Use are freely transferable by the Company to any third party without the requirement of seeking Your consent.
16.3. Severability: If, for any reason, a court of competent jurisdiction finds any provision of the Terms of Use, or any portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to give effect to the intent of the parties as reflected by that provision and the remainder of the Terms of Use shall continue in full force and effect.
16.4. Waiver: Any failure by the Company to enforce or exercise any provision of the Terms of Use, or any related right, shall not constitute a waiver by the Company of that provision or right.
16.5. Upgrades: The Platform may be under upgrades and there might be times where some or all functions may not be operational.
16.6. Modification and Acceptance: The Company retains an unconditional right to modify or amend this Terms of Use without any requirement to notify You of the same. It shall be Your responsibility to check this Terms of Use periodically for changes. Your continued use of the Platform following the posting of changes to this Terms of Use on the Platform, will constitute Your consent and acceptance of those changes.