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This Privacy Policy ("Policy") of Onza Financial Services Private Limited, a company incorporated under the Companies Act, 2013, having its registered office at Level 3, North Block, Safina Towers, 3 Ali Asker Rd, Vasanth Nagar, Banaglore-560052, Karnataka, India ("Onza" or "Company" or "we" or "us" or "our"), is aimed at informing the users, members, unregistered visitors and any person(s) (hereinafter collectively referred to as the "Users" or "you" or "your" or "yours") using or accessing the website onzawealth.com (hereinafter, referred to as the "Platform").
The Policy is aimed at informing the Users, unregistered visitors and any person(s) using or accessing the Platform about our practices in relation to the storage, use, processing and disclosure of your Personal Data that may be accessed by us, or you may have chosen to share with us when you access or, use, or sign up for our Platform. For the purpose of this Policy, "Personal Data" shall mean any such data that relates to you, which, either directly or indirectly, in combination with other information available or likely to be available with us, is capable of identifying you.
This Policy constitutes a binding and legally enforceable contract between the Company and the User.
By using the Platform, you agree to this Policy. Subject to applicable laws, the terms of this Policy (and any changes thereto) will become applicable to you on and from the date of your first use of the Platform. We encourage you to read and understand this Policy in connection with the use of our Platform.
IF YOU DO NOT AGREE TO THE TERMS OF THIS POLICY, PLEASE DO NOT ACCESS OUR PLATFORM.
By using the Platform, you agree to this Policy. Subject to applicable laws, the terms of this Policy (and any changes thereto) will become applicable to you on and from the date of your first use of the Platform. We encourage you to read and understand this Policy in connection with the use of our Platform.
IF YOU DO NOT AGREE TO THE TERMS OF THIS POLICY, PLEASE DO NOT ACCESS OUR PLATFORM.
By using this Platform, you confirm that either you own the Personal Data you provide to the Platform or have been duly authorised to use and share the Personal Data you provide to the Platform. You further represent that your use of the Platform does not violate any applicable law or any contractual obligation to which you are subject and does not infringe upon or otherwise prejudice the rights of any third party.
You shall at all times, take adequate necessary precautions, at your end, to preserve the integrity and security of your data which shall include and not be limited to your Personal Data. Personal Data disclosed by you shall be deemed to be disclosed willingly and without any coercion.
We place the highest importance on respecting and protecting your privacy. The objective of this Policy is for you to better understand:
- The type of Personal Data we may collect from you;
- The purpose for which the Personal Data may be collected by us;
- The use of such Personal Data by third parties with whom we may share your Personal Data;
- The data retention and information security measures implemented by us with respect to your Personal Data;
- Changes and updates to this Policy; and
- Your rights under this Policy.
1. PERSONAL DATA WE MAY COLLECT
1.1. When you use or access our Platform for the purpose of obtaining information about us, or our services, or applying to any roles or job opportunities posted by the Company, we may seek or collect, amongst other information, your name, address, email id and phone number. Such Personal Data will only be received by the Company when you voluntarily share it through the form provided on the Platform.
1.2. The Company shall bear no liability for the authenticity or accuracy of any Personal Data provided by you. Furthermore, the Company has no obligation to verify and shall not be held responsible for verifying, any Personal Data received from you.
1.1. When you use or access our Platform for the purpose of obtaining information about us, or our services, or applying to any roles or job opportunities posted by the Company, we may seek or collect, amongst other information, your name, address, email id and phone number. Such Personal Data will only be received by the Company when you voluntarily share it through the form provided on the Platform.
1.2. The Company shall bear no liability for the authenticity or accuracy of any Personal Data provided by you. Furthermore, the Company has no obligation to verify and shall not be held responsible for verifying, any Personal Data received from you.
2. THE PERSONAL DATA WE COLLECT ABOUT YOU AND HOW WE USE IT
2.1. We collect, use, store, transfer, or otherwise process Personal Data about you to provide you with access and use of the Platform to the extent permissible under Applicable Law. Please find below the Personal Data that we process to provide you our Platform and the associated purposes for processing:
2.1. We collect, use, store, transfer, or otherwise process Personal Data about you to provide you with access and use of the Platform to the extent permissible under Applicable Law. Please find below the Personal Data that we process to provide you our Platform and the associated purposes for processing:
| S.No. | Categories of Personal Data | Datasets Processed | Purpose of Processing |
|---|---|---|---|
| 1 | Identity | First and last name. | To address any formal enquiries, to share the details of the product, services and customer support. |
| 2 | Contact | Phone number, email address and address. | To address any formal enquiries, to share the details of the product, process orders, customer support. |
| 3 | Recruitment / Employment | Information voluntarily provided in connection with a job application. | To assess and process job applications. Such personal data shall be processed in accordance with the Company's employee-specific privacy policy, as applicable. |
2.2. We do not collect any financial information from you and advise you not to share any financial information with us. In the event that any financial information is inadvertently shared with us, we shall not be responsible for the security or confidentiality of such information.
2.3. We do not access, collect, store, or process any files or media stored on a user's device, including photographs, videos, audio files, or documents, nor does it access the user's contact list, call logs, telephony functions, or any other similar mobile phone resources or device-level permissions.
2.3. We do not access, collect, store, or process any files or media stored on a user's device, including photographs, videos, audio files, or documents, nor does it access the user's contact list, call logs, telephony functions, or any other similar mobile phone resources or device-level permissions.
2.4. We may be required to use and retain Personal Data for legal and compliance reasons, such as the prevention, detection, or investigation of a crime; or fraud or respond to notices received from government authorities or investigation agencies. We may also use Personal Data to enforce our legal rights, meet our internal and external audit requirements, information security purposesand as we otherwise believe to be necessary or appropriate:
- Under applicable law, which may include laws outside your country of residence;
- To respond to requests from courts, law enforcement agencies, regulatory agencies and other public and government authorities, which may include such authorities outside your country of residence.
2.5. You agree and acknowledge that any and all Personal Data pertaining to you, may be shared by us with our group companies for the purposes detailed in this Policy, in accordance with your consent where required under applicable laws.
2.6. We endeavor to collect only such Personal Data that is reasonably necessary to perform services for you or to respond to your inquiries. You are responsible for ensuring that the Personal Data you provide is accurate and complete.
2.6. We endeavor to collect only such Personal Data that is reasonably necessary to perform services for you or to respond to your inquiries. You are responsible for ensuring that the Personal Data you provide is accurate and complete.
3. DATA RETENTION BY US
3.1. You agree and acknowledge that your Personal Data will continue to be stored and retained by us for as long as necessary to fulfil our stated purpose(s).
3.2. To determine the appropriate retention period for Personal Data, we consider the nature and sensitivity of the Personal Data, the potential risk of harm from unauthorized use or disclosure of your Personal Data, the purposes for which we process your Personal Data and the applicable legal requirements.
3.3. Upon completion of the retention period for each category of Personal Data as described above, we shall delete or destroy, to the extent technically possible, Personal Data in our possession or control, or render the Personal Data into anonymized data, so that it no longer constitutes Personal Data, in which case we may use this information indefinitely without further notice to you.
3.1. You agree and acknowledge that your Personal Data will continue to be stored and retained by us for as long as necessary to fulfil our stated purpose(s).
3.2. To determine the appropriate retention period for Personal Data, we consider the nature and sensitivity of the Personal Data, the potential risk of harm from unauthorized use or disclosure of your Personal Data, the purposes for which we process your Personal Data and the applicable legal requirements.
3.3. Upon completion of the retention period for each category of Personal Data as described above, we shall delete or destroy, to the extent technically possible, Personal Data in our possession or control, or render the Personal Data into anonymized data, so that it no longer constitutes Personal Data, in which case we may use this information indefinitely without further notice to you.
4. INFORMATION SECURITY
We work to protect your Personal Data from loss, misuse, or unauthorized alteration by using industry-recognized security safeguards, coupled with carefully developed security procedures and practices. Our information security policies and procedures are closely aligned with widely accepted international standards and are reviewed regularly and updated as necessary to meet our business needs, changes in technology and regulatory requirements.
We work to protect your Personal Data from loss, misuse, or unauthorized alteration by using industry-recognized security safeguards, coupled with carefully developed security procedures and practices. Our information security policies and procedures are closely aligned with widely accepted international standards and are reviewed regularly and updated as necessary to meet our business needs, changes in technology and regulatory requirements.
5. DISCLAIMER
5.1. Company implements stringent security measures to safeguard the Personal Data you provide to us. All such information is stored securely to prevent its loss, misuse, unauthorized disclosure, alteration, or destruction. These security protocols are reviewed and updated periodically. However, Company shall not be liable for any breach of security during the transmission of Personal Data over the internet, including any unintended loss, misuse, alteration, or disclosure of such information.
5.2. Furthermore, notwithstanding anything contained in this Policy, we shall not be responsible for any loss, damage, or misuse of data that arises due to (i) any force majeure event, (ii) any third-party hacking or unauthorized access, despite the implementation of reasonable security measures by us, or (iii) any act or omission on your part.
5.3. We do not collect any Personal Data unless it is explicitly provided by you.
5.1. Company implements stringent security measures to safeguard the Personal Data you provide to us. All such information is stored securely to prevent its loss, misuse, unauthorized disclosure, alteration, or destruction. These security protocols are reviewed and updated periodically. However, Company shall not be liable for any breach of security during the transmission of Personal Data over the internet, including any unintended loss, misuse, alteration, or disclosure of such information.
5.2. Furthermore, notwithstanding anything contained in this Policy, we shall not be responsible for any loss, damage, or misuse of data that arises due to (i) any force majeure event, (ii) any third-party hacking or unauthorized access, despite the implementation of reasonable security measures by us, or (iii) any act or omission on your part.
5.3. We do not collect any Personal Data unless it is explicitly provided by you.
6. CHANGES TO THE PLATFORM AND THIS POLICY
We reserve the right to modify or amend the terms of our Policy from time to time. We recommend that you visit the website frequently to review this Policy periodically. In the event we modify this Policy, your continued use of the Platform will signify your acceptance of the modified Policy and will be adequate proof that you have expressly agreed to the terms of this Policy which shall apply from the date of your first use of the Platform.
We reserve the right to modify or amend the terms of our Policy from time to time. We recommend that you visit the website frequently to review this Policy periodically. In the event we modify this Policy, your continued use of the Platform will signify your acceptance of the modified Policy and will be adequate proof that you have expressly agreed to the terms of this Policy which shall apply from the date of your first use of the Platform.
7. YOUR LEGAL RIGHTS
7.1. Under certain circumstances and subject to Applicable Laws, you may have certain rights in respect of your Personal Data, such as the right to review and correct your Personal Data or revoke or deny consent.
7.2. If you wish to exercise any of the rights set out above, please write an email to the Grievance Officer, whose details are mentioned in Section 10 of this Policy.
7.1. Under certain circumstances and subject to Applicable Laws, you may have certain rights in respect of your Personal Data, such as the right to review and correct your Personal Data or revoke or deny consent.
7.2. If you wish to exercise any of the rights set out above, please write an email to the Grievance Officer, whose details are mentioned in Section 10 of this Policy.
8. BUSINESS TRANSITIONS
You agree and acknowledge that in the event we go through a business transition, such as a merger, acquisition by another organization, or sale of all or a portion of our assets, your Personal Data may be among the assets transferred to the entity acquiring or merging with us.
You agree and acknowledge that in the event we go through a business transition, such as a merger, acquisition by another organization, or sale of all or a portion of our assets, your Personal Data may be among the assets transferred to the entity acquiring or merging with us.
9. GRIEVANCE OFFICER
You may contact our Grievance Officer at the following address with any enquiry relating to this Policy or an enquiry relating to your Personal Data (including reviewing or updating):
You may contact our Grievance Officer at the following address with any enquiry relating to this Policy or an enquiry relating to your Personal Data (including reviewing or updating):
- Name: Savithri Sreeram
- Email Address: grievance@onzawealth.com
- Phone No: +91 90362 54855
10. GOVERNING LAW AND JURISDICTION
This Policy shall be governed by the laws of India and the courts of Bangalore, Karnataka shall have the exclusive jurisdiction to try any dispute arising thereof.
This Policy shall be governed by the laws of India and the courts of Bangalore, Karnataka shall have the exclusive jurisdiction to try any dispute arising thereof.